How To Lose Weight Effectively But With Weight Loss That Will Stick!

bellyIf there’s one thing that almost everyone has in common it’s that they’re unhappy about their weight. It’s almost universal, especially thanks to the fact that we all live in a society that focuses on working 40 hours a week – or even more – sitting in an office chair answering phones and working on a computer only to go home where we sit on a couch and watch television until we’re ready to go to bed. However, just because you’ve put on weight over the years doesn’t mean you can’t take it off; here’s how to go about starting a weight loss regimen that will be effective.

Begin in the Kitchen

Part of why you’ve put on so much weight is the food you’ve been eating. This means that any successful weight loss plan must have a dietary component. This doesn’t necessarily mean that you’ve got to switch to eating tofu and bean sprouts, though that’s not a terrible idea; instead try some simple steps at first like eliminating processed foods high in sugars like soft drinks or high-carbohydrate snack foods. Replacing high-carb meals with those that are rich in protein and high in fiber will keep you feeling full in ways those carbohydrates won’t, and that means it will be easier to stick to a diet if you’re not constantly hungry.

Get Up Off the Couch

While you’ll lose weight by changing your diet, you’ll really maximize your weight loss by combining a good, well-balanced diet with an exercise regimen. This doesn’t involve running out to the gym, either – you can simply increase your activity levels by around 30 minutes at a time anywhere from 3 to 5 days a week to see a marked improvement. Whether it be walking around the block a few times after work or taking the stairs instead of the elevator, increased physical activity is the key to help burn fat and lose weight.

Supplements Are Your Friend

Of course no weight loss plan would be complete without a good, high-quality nutritional supplement. There are many weight loss supplements out there on the market, but sadly few of them actually work as advertised. This makes it difficult to find one that’s going to be beneficial for you, but there are plenty of products on the market – products like green coffee bean extract that actually work as advertised in supporting your weight loss goals. Your mileage may vary, so make sure you do your research thoroughly before choosing the weight loss supplement that’s right for you.

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The Ultimate Guide to Phytoceramides (Must Read!)

phytoceremidesPerhaps you are wondering about phytoceramides side effects and need some more information before you feel comfortable about trying this new and exciting supplement? If so, then you are in the right place, as our resident health and beauty experts have taken the time to compile the ultimate guide to phytoceramides below. Absorb and enjoy!


Phytoceramides have gained a lot of attention in the media and press recently, and this is mainly due to the fact that it is being touted as a miracle supplement that promises to reduce the signs of aging on your skin, lessen wrinkles, remove fine lines, and leave you feeling 10 years younger.

So are these claims true? Or is it all just a bunch of nonsense designed to separate you from your cash? Discover more below…

How does it work?

Quite simply, phytoceramides contain an ingredient called pepitides, which help to increase the production of something called collagen in your body. You see, as people age, collagen production slows down and contributes to aging of the skin, which means it’s essential to have as much collagen in your system as possible.

Interestingly, potatoes contain pepitedes (which increase the production of collagen), but you would have to eat them in large quantities…far more than a human body could take.

Luckily, leading scientists in Latvia found a way to extract the pepitedes into supplement form, which means all you need to do is purchase a bottle of phytoceramides and you are well on your way to getting young and healthy skin with very little effort.

Are there any side effects?

There has been a lot of talk about phytoceramides side effects recently, especially since this is a pretty new supplement and there is very little research about long term usage However, as long as you buy phytoceramides that only contain natural ingredients then you really have very little to worry about, as there is nothing which can cause you harm.

For this reason, make sure you purchase the supplement from reputable sellers, and avoid the cheap knock offs that contain added chemicals and fillers to bulk out the product. At the end of the day, paying a little bit extra gives you that added peace of mind, so you can take phytoceramides with confidence and be rest assured that everything you are putting into your body is 100% whole and pure.


As you can see, phytoceramide supplements are completely safe to use as long as you buy from the right source, and if you take them on a regular basis then expect to see a miracle looking back at you in the mirror every single morning.

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Four Important Tips for Landlords

home rentalWho would become a landlord? It seems that more and more people are avoiding offering their property for rent, mainly because tenants are becoming harder to deal with.

However, it’s not all bad, and in fact, you can still earn a very good living as a landlord…you just need to know the inside information and do things correctly.

Here are four important tips to follow:

Always be screening

You’ve no doubt heard the stories of bad tenants who stop paying rent and then hide behind the law to avoid being thrown out? You definitely don’t want these kind of tenants in your property.

Well, you can significantly reduce the chances of anything bad happening by screening any potential tenants vigorously. This means doing things such as looking through their credit history, asking for references, and doing background checks that includes checking for criminal convictions. Also, make sure they are in stable full time work and are not temping or constantly changing jobs.

Get everything in writing

As Than Merrill explains in his excellent book, you should get everything in writing before agreeing to lease your property to a tenant.

Never, under any circumstances accept a verbal agreement as these do not hold up in a court of law, and will ultimately leave you in a very bad position. If you don’t know how to create proper contracts for your tenants to sign then seek the help of a lawyer who specializes in real estate.

Keep on top of repairs

It’s your job as a landlord to ensure the property is kept in a livable condition, and this means keeping on top of any repairs that need carrying out. Some landlords start to ignore these type of jobs, choosing to try and save money, but actually what happens is that good tenants become annoyed and they might decide to move out once the lease is up rather than staying on and putting more money in your pocket.

At the end of the day, if your keep your tenants happy then they could stay in your property for years to come, providing you with a stable income.

Get plenty of insurance

Unfortunately, we now live in a world where people will file a lawsuit at the drop of a hat, and this is why you must always be prepared by getting plenty of insurance and covering all of the bases.

Make sure you have plenty of liability insurance from a good company, as well as getting covered for events such as fire, theft, vandalism, and storm damage.

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Five Clues Your Construction Site is NOT Safe

construction siteWhen you are in charge of a construction site then you have a lot of things to think about, such as getting the most productivity out of your workers and making sure the project is meeting deadlines.

No matter how busy everything becomes, one aspect you should never ignore is safety, as this could lead to people getting injured and even the entire construction site being closed down.

With this mind, here are five clues your construction site is not safe…

You don’t perform a walk-through

It’s essential that you or your assistant perform a walk-through of the site at least once a day. This gives you the chance to spot any potential hazards, and rectify situations before they start to put your workers safety at risk.

Not using professional scaffolding

It doesn’t matter if you use scaffolding nz or scaffolding in any other country, it’s very important that everything is professional and meets the highest of quality standards.

Once you start looking at scaffolding as an expense that needs to be reduced then you are putting everybody under your control at risk. Always use professional scaffolding that is installed by a team of experts. Don’t accept anything less.

Your workers are not fully trained

When you’ve got tight deadlines to meet then it can become tempting to forget about offering the correct training to your workers. This is especially true if you have a lot of temporary staff coming onto the construction site, as training costs time and money.

You can’t ignore this aspect of the job though, and if your workers are not fully trained then your construction site is most certainly not safe at all.

Equipment is not inspected on a regular basis

A recent report highlighted the fact that approximately 43% of construction site accidents and injuries are caused by faulty equipment. This clearly shows that most incidents can be avoided completely

For this reason, it’s an absolute must that you inspect equipment on a regular basis and then replace anything that is showing signs of wear or tear. Also, make sure your workers understand the importance of reporting any problems with machinery straight away.

Some workers don’t use protective equipment

Protective equipment such as goggles, hats, ear plugs, and construction boots are not choices, they are necessary That means that every worker must wear this kind of equipment at all times, and if they fail to do so then tell them they can find work on another construction site.

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Here are 7 Reasons to Become a Lawyer

hammer and gravelEvery year, millions of Americans find themselves without adequate legal representation, which ultimately leads to them getting ripped off, taken advantage of, and generally kept down. Doesn’t this make you mad? It should.

Fortunately, there is something you can do about it, as you could easily become a lawyer and then stand up for the little guy.

Here are 7 more reasons to become a lawyer:

Great income

Let’s face it, one of the main reasons why people are attracted to the legal trade is because of the great income potential. Earning 6 figures a year is standard for most lawyers, with some even getting 7 figures a year.

Easy law degree

Do you want to become a lawyer without the hassle of going to an expensive law school? Well, now you can, thanks to one of the many Best Online Law Schools offering education exclusively through the internet.

Impress family and friends

As well as money, you can expect to get a lot of admiration from family and friends once you become a lawyer, and many people will start to look up to you as an authority figure in the community.

It’s a challenge

At the end of the day, most people take the easy way out when it comes to choosing a career, opting for a safe option that doesn’t require much effort. Making the decision to become a lawyer is different, as it is a big challenge that requires a lot of hard work.

Many areas of specialization

Another top reason to be a lawyer is the fact you have so many areas you can specialize in. For example, there is divorce law, employment law, foreclosure law…to name just a few. This allows you to truly work in an area that interests you and where you are able to add a lot of value.

Perks of the job

Once you are a qualified lawyer then expect to enjoy many perks of the job, especially if you’re working for a top law firm. You might have a big office, a personal assistant, a luxury company car, and complimentary tickets to big sporting events.

Work for yourself

After a few years working for a law firm, you’ll have enough expertise and experience to branch out and start working for yourself. This gives you the ultimate flexibility, as you can only work on the cases that interest you, while at the same time working hours that fit around your lifestyle.

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Five Ways to Spend Less on Birthday Gifts

presentRecent statistics have shown that the average American buys 21 birthday gifts in a calendar year, and when you consider each gift costs approximately $50, then it’s easy to see why many people are looking for ways to spend less in this area.

Luckily, our team of experts have come up with five ways that you can spend less on Birthday gifts this year. Keen to find out more? Read on…

Stop worrying what people think of you

There always seems to be a lot of pressure when buying Birthday gifts, mainly because you don’t want people to think badly of you. “What if they think I’m a cheapskate,” you think to yourself, and this leads you to spending money you can’t really afford.

At the end of the day, it’s the thought that counts, and if you don’t want to spend a lot of money on gifts then just buy inexpensive items.

Take advantage of sales

Everytime a retail store holds a sale, you should be the first one in line to start grabbing all of the amazing bargains. You could literally buy an entire years worth of Birthday gifts in just one sale, and in the process save over 50% on recommended retail prices.

Look for discounts and coupon codes

Another way to reduce your expenses in the Birthday gift arena is to find discounts and coupon codes for your favorite stores. Again, if you do a bit of planning ahead then you could easily buy the majority of your Birthday gifts for the year from a single store, especially if you find a really good coupon code.

Don’t wrap gifts

Have you seen the price of wrapping paper recently? It’s getting out of hand! That’s why you should be looking for alternative ways to present your gifts such as black gift boxes or even just a carrier bag. Most people are not bothered about what you put their gift in, so there really isn’t any point spending a lot of money.

Don’t buy Birthday gifts

Have you ever wondered why everybody gives Birthday gifts in the first place? In the vast majority of cases most people feel obligated to give gifts because people bought them a gift…and the cycle goes on and on.

Wouldn’t life be so much easier if you agreed with family and friends to just stop giving gifts? It sure would, and you will also save yourself a lot of money in the process.

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6 Fancy Dress Party Ideas

carnivalIf you’ve decided that now is the time to host your very own fancy dress party then you should read every single word in this article very closely. Let’s face it, choosing the theme of the party is the hardest part, and that is why we’ve come up with 6 ideas for you to choose from. Enjoy!

TV costume theme

How about having your guests come in TV costumes and dressed as their favorite characters? It can be from nostalgic TV shows from the the 70’s and 80’s, or more recent shows that everybody recognizes A great night is sure to be had by everyone.

Ancient theme

What could be better than seeing people turn up to your house in ancient costumes such as a caveman outfit or a toga worn by ancient Greeks. The main advantage of going down this route is that costumes in ancient times were usually quite simple, which means your guests shouldn’t have too much trouble coming up with something suitable.

Beach party theme

When you are hosting a fancy dress party in the summer then why not try a beach party theme? Having people enjoying a barbecue in your garden while dressed in Hawaiian shorts and grass skirts is certainly going to be a lot of fun.

Christmas theme

The most popular time of the year to have a fancy dress party is at Christmas, and the most logical choice is to go with a Christmas theme. Encourage people to dress up as Santa Claus, elves, and snowmen, and make sure you take lots of pictures to document the occasion. You might even want to consider having an ugly Christmas sweater party as these are very popular right now.

Grease theme

Who doesn’t love the movie Grease? Well, in appreciation of the movie you could host your very own fancy dress party based around the characters in the movie. Tell your guests on the invitation to come as either a T-Bird or Pink Lady, and see what kind of 50’s costumes people come up with.

Pirate theme

Thanks to movies like Pirates of the Caribbean, pirate themed fancy dress parties have seen a resurgence in recent years. One good idea is to hold a competition for the most realistic pirate, and then another competition for the worst dressed pirate!

The bottom line

You’ve now got some great ideas for your fancy dress party, and whether you decide to go with one of the suggestions above or you come up with your own theme, one thing is for sure…everybody will have a great time.

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5 Ways to be Different This Christmas

xmas sceneWhile Christmas is a time to celebrate and spend time with the people you love, wouldn’t it be nice to mix it up now and again? It’s easy to get stuck in the mode of playing out the same old traditions year after year, even when they start to become a bit boring.

Ultimately, there is nothing stopping you from doing things a bit different this year. Even if it’s something small, it can be just enough to give yourself a completely fresh experience over the festive period.

With this in mind, we have compiled 5 ways to help you be different this Christmas.

Stop giving gifts

How about a Christmas this year without any gifts…does that sound unthinkable? Actually, with the festive period becoming more commercialized, many people are now ditching the gifts in a bid to get back to what the holidays used to be all about.

Things like going to church, spending time with family and friends, and enjoying time away from work.

Go traveling

Who says you have to stop at home this Christmas? Many people now go traveling in December, either to simply sit on a beach, or experience life in a different country during Christmas.

You can often get some great deals around this time of the year, which means you don’t have to spend a fortune to go somewhere like Asia or Europe.

Wear an ugly Christmas sweater

Ever hear of an ugly Christmas sweater? If not, then you are in for a real treat, as thousands of people are now wearing them over the holidays in a bid to be different and stand out. Even celebrities are getting in on the act, and special parties are being hosted where everybody wears an ugly sweater.

You can Buy ugly Christmas Sweaters online. Just make sure you gee your order in as early as possible to avoid the December rush.

Help others

After you’ve finished opening gifts on Christmas morning, why not spend an hour or two going out to help other people who are less fortunate than yourself? You could go down the homeless shelter and take some food, or visit an orphanage to give presents to the children.

Swap the turkey

Who says you have to eat turkey at Christmas? If you really want to be different this year then maybe it’s time to try something else, such as beef, lamb, or even fish?

Or you could follow the lead of the Japanese, and visit KFC for Christmas dinner, although you could easily swap that with McDonalds, Pizza Hut or Subway.

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4 Tips For Retiring With a Million Dollars

moneyIt doesn’t matter how long away you are from retirement, having a million dollars in your bank account by the time you stop working is not only possible, but something that many Americans now experience on a regular basis.

Not everybody has the luxury of this kind of cash though, and if you don’t manage your money properly then you could end up flipping burgers in McDonalds at the age of 70. It does happen.

That’s why it pays to be on the ball when it comes to planning for your retirement, and with the 4 tips below you will be well on your way to a million dollars.

Diversify your investments

The first tip for retiring with plenty of money in the bank is to diversify your investments. For example, you could invest a portion of your capital into stocks and bonds, while another portion goes towards real estate with a company like who do the majority of work for you. Look to diversify as much as possible in order to lower your risk.

Buy precious metals

Something that shows tremendous price increases year after after is precious metals such as gold and silver. With this in mind, you could easily buy some gold coins or bars right now, and then in 10 or 15 years time they could be worth a lot more than you paid for them.

It’s then a simple task of selling the gold to get some serious cash into your hands…perfect for when you want to enjoy your retirement and not have to worry about money.

Reduce your spending

As well as investing your money it’s a smart idea to reduce your spending as much as possible. Remember, $20 saved is as good as $20 made, so working out ways to minimize your monthly expenses will leave you with more money in the bank when it comes time to retire.

There are literally hundreds of ways to save money, from getting rid of cable TV to taking a packed lunch to work everyday rather than spending money at the canteen. Take the time to list you current monthly expenses and then make a plan of action to reduce your spending. Every penny counts!

Start soon

Quite possibly the best tip for retiring with a million dollars is….start as soon as you can. If you’ve got 30 years until you retire then you have a major advantage over someone who only has 10 years. Don’t put it off any longer. Start soon and you’ll be well on your way to a profitable and comfortable retirement.

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